Hernando County Mortgage Lender
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My wife recently added heslerf to the title of her mother’s home as a joint tenant. My mother-in-law can still take advantage of the discounts seniors get with property taxes, etc. because her income does not contribute to her mother’s. You might consider doing this and taking out a loan on the property as co-signers.You both would be liable for the payment, but whomever makes them can take the interest rate deduction. You need not live or contribute to their income to be a co-owner of the property in most states. They would still be eligible for for the discounts.
Visit a tax guy and get good local advice. There are a lot of thngis to consider. If you do transfer the house into your name, be sure and get a fresh title insurance policy. If there is a ***** up on the title somewhere, you want to straighten it out while your parents are around and can help you find documents.
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